Data-driven guides on mortgage rates, regional affordability, and first-time buyer strategy — backed by HM Land Registry and Bank of England data.
The April 2025 stamp duty changes doubled the share of first-time buyers paying the tax. Here is what the new thresholds mean, how much more you will pay, and which regions are most affected.
Buying your first home in the UK? This data-driven guide ranks all 12 UK regions by affordability, deposit requirements, and mortgage stress test results, so you can see where your money goes furthest.
The Bank of England base rate is the single most important number in UK mortgage pricing. This guide explains what it is, how it's set, and exactly how it flows through to the rate on your mortgage.
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See current Bank of England rates and 10-year history on the rates page.